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Clemens & Associates, Inc represents more than 45 insurance companies, providing transportation, business and personal insurance, plus corporate benefits and life and health insurance to more than 7,000 policyholders.

Clemens Insurance is committed to achieving a high standard of excellence in everything we do.  You can depend on Clemens to reach that standard in meeting all of your insurance needs. We are one of the largest, full-service, independent insurance agencies in downstate Illinois – with offices in Bloomington, Carbondale and Jerseyville. Our Orlando, Florida; Newnan, Georgia and Nashville, Tennessee offices specialize in transportation insurance.  Our territory includes the states of Georgia, Florida, Illinois, Indiana, Missouri, North Carolina, South Carolina, Tennessee and Wisconsin. We can write commercial truck and public auto in all states and we can also write business auto and workers compensation in most of the eleven states.

No Left Turn And Other Ways to Conserve Fuel (October 1, 2015)

Did you know that if you reduced the number of left turns your drivers make on their routes you could save fuel? This is just one way companies with commercial fleets can lower energy costs and make their vehicles more efficient. Here are some other great tips: Anger Management: aggressive driving that includes frequent braking… Continue Reading

Planning Daycare Field Trips to Reduce Liability (September 22, 2015)

Daycare field trips are an excellent way to provide hands on learning experience as well as enriching knowledge in a different environment. When you plan properly, these field trips can be a fun and enjoyable experience for everyone involved as well as reducing your center’s liability. Proper Planning Tips Here are tips to help you… Continue Reading

Limousine Maintenance Tips to Lower Insurance Costs (September 15, 2015)

Maintaining the limos in your fleet helps increase business and decrease overhead. Maintained vehicles also prevent accidents and lower your insurance costs. Here are some tips to help you keep all the limos in your fleet looking and running like new: Purchase quality tires: quality tires last longer and prevent your vehicles from losing traction… Continue Reading

Small Business Coverages for 2016 (September 8, 2015)

Small businesses form the backbone of our economy, and our way of life. More Americans are employed by small businesses than any other type of business or organization, and their success or failure as a group dramatically affects the nation as a whole. As such, it’s crucial that small business owners control costs to maximize… Continue Reading

Transportation Best Practices: Cyber Security & Cargo Safety (September 1, 2015)

Cyber security and cargo safety have never been more significant risks than they are today. Carriers are vulnerable at various points across the supply chain. Follow these best practices to help your organization avoid costly cyber and cargo security infringement: Don’t ship on a Friday for a Monday delivery – shippers will be anxious to… Continue Reading