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Clemens & Associates, Inc represents more than 45 insurance companies, providing transportation, business and personal insurance, plus corporate benefits and life and health insurance to more than 7,000 policyholders.

Clemens Insurance is committed to achieving a high standard of excellence in everything we do.  You can depend on Clemens to reach that standard in meeting all of your insurance needs. We are one of the largest, full-service, independent insurance agencies in downstate Illinois – with offices in Bloomington, Carbondale and Jerseyville. Our Orlando, Florida; Newnan, Georgia and Nashville, Tennessee offices specialize in transportation insurance.  Our territory includes the states of Georgia, Florida, Illinois, Indiana, Missouri, North Carolina, South Carolina, Tennessee and Wisconsin. We can write commercial truck and public auto in all states and we can also write business auto and workers compensation in most of the eleven states.

Transportation Safety: Best Practices for Highway Breakdowns (October 27, 2015)

Highway breakdowns occur often. Maintaining best practices can save time and money. Most importantly, it protects the driver. Safety standards are a fundamental part of any well-run transportation business. Follow these practices to develop or improve safety standards regarding breakdowns: Look for the safest spot on the shoulder and pull over. Wider breakdown areas are… Continue Reading

Ironic Yet Effective: App for Distracted Driving (October 20, 2015)

The numbers on distracted driving due to cell phone use are sobering. For drivers of commercial motor vehicles, the odds of being involved in a crash, near-crash or unintentional lane deviation are 23.2 times greater if you’re texting than if you’re not. An estimated 1.6 million crashes annually are attributed to mobile phone usage. On average,… Continue Reading

For Insurance Savings, Consider a Front Crash-Prevention System (October 13, 2015)

The technology behind front crash-prevention systems is improving and more car models offer them. Consequently, crash-related insurance claims are declining and some insurers are starting to reward drivers who buy such systems discounts on their insurance. The next time you buy a car, it’s worth carefully researching the benefits of various collision-avoidance systems and the… Continue Reading

No Left Turn And Other Ways to Conserve Fuel (October 1, 2015)

Did you know that if you reduced the number of left turns your drivers make on their routes you could save fuel? This is just one way companies with commercial fleets can lower energy costs and make their vehicles more efficient. Here are some other great tips: Anger Management: aggressive driving that includes frequent braking… Continue Reading

Planning Daycare Field Trips to Reduce Liability (September 22, 2015)

Daycare field trips are an excellent way to provide hands on learning experience as well as enriching knowledge in a different environment. When you plan properly, these field trips can be a fun and enjoyable experience for everyone involved as well as reducing your center’s liability. Proper Planning Tips Here are tips to help you… Continue Reading