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Clemens & Associates, Inc represents more than 45 insurance companies, providing transportation, business and personal insurance, plus corporate benefits and life and health insurance to more than 7,000 policyholders.

Clemens Insurance is committed to achieving a high standard of excellence in everything we do.  You can depend on Clemens to reach that standard in meeting all of your insurance needs. We are one of the largest, full-service, independent insurance agencies in downstate Illinois – with offices in Bloomington, Carbondale and Jerseyville. Our Orlando, Florida; Newnan, Georgia and Nashville, Tennessee offices specialize in transportation insurance.  Our territory includes the states of Georgia, Florida, Illinois, Indiana, Missouri, North Carolina, South Carolina, Tennessee and Wisconsin. We can write commercial truck and public auto in all states and we can also write business auto and workers compensation in most of the eleven states.

Do Subcontractors Need to Carry Workers Compensation In Illinois? (August 21, 2014)

Over the past few years, one of the biggest frustrations from both general contractors and subcontractors in the state of Illinois has been the issue of workers compensation. This is how many contractors feel when they are told they must carry workers compensation insurance. General contractors can use subcontractors for many different jobs and projects.  The… Continue Reading

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